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Finversity
Mutual Funds Tool

SIP Delay Cost

The cost of waiting. See how much wealth you lose by delaying your SIP by just a few years.

Inputs & Parameters

Mutual Funds
₹
%

Your total investment horizon

Yrs

5 Years 0 Months

Months

If you start TODAY

₹99,91,479

If you DELAY by 60m

₹50,45,760

Cost of Delay

₹49,45,719

This is the wealth you destroy simply by waiting. To bridge this gap later, you would need to invest ₹19,802/mo instead of ₹10,000/mo.

Corpus Comparison

Time is Money

Delaying by 5 years doesn't just mean 5 years less savings. It means losing the last 5 years of compounding, which is where the massive growth happens.