Personal Finance

Real Return Calculator

Are you actually making money? See your true profit after accounting for inflation.

Nominal Return

FD rate, Stock returns etc.

Inflation Rate

Avg. price rise (usually 6-7%)

Inflation silently eats your purchasing power. If your bank gives 7% interest but inflation is 6%, your real wealth only grows by roughly 1%.

Effective Real Return

0.94%

You are beating inflation! Wealth is growing.