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Finversity
Personal Finance Tool

Real Return Calculator

Are you actually making money? See your true profit after accounting for inflation.

Inputs & Parameters

Personal Finance

FD rate, Stock returns etc.

%

Avg. price rise (usually 6-7%)

%

Effective Real Return

0.94%

You are beating inflation! Wealth is growing.

Visual Breakdown

The Silent Killer

Inflation silently eats your purchasing power. If your bank gives 7% interest but inflation is 6%, your real wealth only grows by roughly 1%.