HRA Exemption
Calculate the exact portion of your House Rent Allowance that is exempt from income tax based on IT Department rules.
Your basic salary + DA (if any)
HRA component in your CTC
Total rent paid to your landlord
City Type
Metro cities: Mumbai, Delhi, Kolkata, Chennai.
Did you know?
Rent to Parents?
Yes, you can pay rent to parents to claim HRA. Ensure they declare this income and you have rent receipts.
Exempt Amount
₹1,30,000
This amount is removed from your taxable income, reducing your tax burden.
Rule Breakdown
The amount your employer pays you as HRA
Rent paid minus 10% of Basic Salary
Based on living in a Metro city
HRA Compliance Checklist
Rent Agreement: Ensure you have a valid, signed agreement for the financial year.
PAN of Landlord: Required if the total rent paid exceeds ₹1,00,000 annually.
Rent Receipts: Collect monthly or quarterly receipts to submit as proof to your company's finance team.
Section 80GG: If you don't receive HRA but pay rent, you can claim deduction under 80GG instead.