Emergency Fund Calculator
Calculate the safety net you need to cover your expenses during job loss, medical emergencies, or unexpected events.
Rent, Food, EMI, Bills, Insurance
Cash in bank, FDs, Liquid funds
Risk Factors
Did you know?
An emergency fund should be kept in highly liquid instruments like Savings Accounts, Liquid Mutual Funds, or Sweep-in FDs.
Recommended Fund
3 Months
You should aim for a corpus of ₹1,20,000 based on your current lifestyle and risk profile.
Target Amount
₹1,20,000
Remaining Gap
₹70,000
Why 3 months?
Base requirement for stability: 3 Months
Action Plan
Check Liquidity
Ensure your current savings are accessible within 24 hours.
Automate Transfers
Set up a recurring transfer to a separate "Rainy Day" account.
Review Insurance
Adequate health insurance can reduce your required emergency fund.
Foundation First
An emergency fund is the base of your financial pyramid. High-return investing should only start after this base is secured.