Personal Finance
Monthly Budget Planner
Track your monthly income versus expenses and see how your spending aligns with the popular 50/30/20 rule of thumb.
Your net income after all taxes
₹
Essentials (Rent, Food, EMI, Bills)
₹
Lifestyle (Dining, Travel, Shopping)
₹
SIPs, RD, Insurance premiums
₹
Did you know?
The 50/30/20 Rule
Aim to spend 50% on Needs, 30% on Wants, and save 20% of your income.
Pro Tip
Automate your savings to happen on the day your salary is credited.
Total Expenses
₹80,000
Total Savings
₹20,000
Savings Rate
20%
Expense Breakdown
Surplus₹0
NeedsRent, Food, EMI, Bills
₹50,00050%
WantsDining, Travel, Shopping
₹30,00030%
SavingsInvestments, Emergency Fund
₹20,00020%
50/30/20 Rule Comparison
Needs (Target 50%)Actual 50%
Wants (Target 30%)Actual 30%
Savings (Target 20%)Actual 20%
Great Job!
You are meeting the 20% savings goal. Redirect your surplus of ₹0towards long-term goals or an emergency fund.
Pay Yourself First
Don't save what is left after spending. Spend what is left after saving. Set your savings goal first, and then build your budget around it.